How Good Are AARP’s Life Insurance Rates?
I know that you know that I seem to have a real case of the can’t shut ups when it comes to the New York Life / AARP life insurance program, but AARP is so in the face of our country and especially the...
View ArticleSame Life Insurance Advice As 2008!
Here we go again with the economy and all of our investments. Just as I did a few years ago I need to dust off a bit useful suggestion and reach out again. Investment counselors are trained to say that...
View ArticleGuaranteed 9% Return On Banner Life Insurance Universal Life!
Banner Life has and has had for some time the most competitive no lapse guarantee universal life products available. It has been a standout product in the industry because it not only guarantees a...
View ArticleWWJD About Life Insurance?
A few years back I read an article in a trade publication and, well, I was much younger then and easily riled. I am still getting comments on the post I wrote about that article. In the life insurance...
View ArticleToo Late To Buy Life Insurance?
I get calls every once in a while from people whose spouse or parent is literally terminally ill and many times imminently terminal. I think they know the answer already but I understand that they see...
View ArticleThe Bad Rap On Term Life Insurance!
I was following a conversation in another blog a few days ago and one guy’s opinion was that term life insurance isn’t worth the paper it’s written on because, according to him, only 1.7% of term life...
View ArticleThe Life And Death Of Life Insurance Conversions, Part 1
If you would have told me 10 years ago that I would be writing a blog talking about the end of one of the most important features of a term life insurance policy, the ability to convert to a permanent...
View ArticleLife Insurance Needs Change With Age!
I know that the permanent life insurance guys would like you to believe that your need for life insurance might grow as you age or at least stay the same, but the facts of life really point in the...
View ArticleOK! Let’s Try This The Old Fashioned Way!
I think I’m finally coming to grips with the fact that the life insurance learning curve isn’t really a curve. It’s more the path of a tether ball. It goes round and round, changing speed, direction...
View ArticleAvoid The Insurance Poor Trap!
Over the years the most common reason I’ve seen for life insurance lapsing is that 1. The life insurance agent didn’t ask or didn’t care what your budget was or 2. You didn’t know or didn’t care what...
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